Whether you are just getting started, teaching a child to save, saving for a specific project or event, or simply need a home for your funds, we have the right savings account for your needs.
All Citizens Bank Savings Accounts Include the Following Services:
- ATM Card
- Digital Banking (browser and app) account access
- Notary Service
- 24-Hour Xpress Phone Banking
- Eligible for Safe Deposit Box Rental
Automatic payment from an eligible Citizens Bank account required - Access to the Allpoint and MoneyPass Networks of Surcharge-free ATMs
Includes tens of thousands ATMs located from coast to coast
Citizens Savings
Looking to put a little aside for a rainy day? We recommend this classic savings account. It’s open to all customers.
- $3 Monthly Maintenance Fee
No fee with $200 minimum daily balance. - Interest-bearing
Contact us for current interest rate and Annual Percentage Yield - No Fee for Savings Deposit and Withdrawal Tickets
- $100 Minimum Opening Balance
Generation Savings
The savings account we recommend for our youngest customers and those who have reached age 55 and older.
- No Monthly Maintenance Fee
- Interest-bearing
Contact us for current interest rate and Annual Percentage Yield - No Fee for Savings Deposit and Withdrawal Tickets
- $100 Minimum Opening Balance for Ages 55 Years and Older or $50 Minimum Opening Balance for Ages 17 Years and Under.
- Available to Ages 17 years and younger or age 55 years and older
Money Market Account
Need to save some funds but still maintain access in case life happens? This account is your solution.- $10 Monthly Maintenance Fee1
No fee with $1,000 minimum daily balance. - Interest-bearing
Contact us for current interest rate and Annual Percentage Yield. - Unlimited Check Writing
- Debit Card
- Direct Deposit
- $100 Minimum Opening Balance
1 Monthly statement cycle
Certificate of Deposit (CD)
Looking for higher interest rates and don’t need immediate access to your funds? With our flexible terms you can set up a CD term for as little as seven days or as long as seven years! Contact any of our Branch locations for current information on terms, interest rates, and Annual Percentage Yields.
Individual Retirement Account (IRA)
Planning for the future is not a sprint but more of a marathon. Invest in your future today and enjoy retirement later. IRAs can also provide a way to defer tax payments* and invest funds for retirement or education. Contact any of our Branch locations for current information on the different types of IRA accounts, terms, interest rates, and Annual Percentage Yields.*Please consult a tax professional for specific tax advice.
Have valuable documents or personal items you need stored in a safe place?
We offer Safe Deposit Boxes to store your items for a low annual rental fee based on the size of the box. Contact your nearest Branch location for more information on availability and fees. All Safe Deposit Boxes require automatic payment from an eligible Citizens Bank account with like ownership. No insurance coverage is provided on box contents by FDIC or Citizens Bank.
We offer Safe Deposit Boxes to store your items for a low annual rental fee based on the size of the box. Contact your nearest Branch location for more information on availability and fees. All Safe Deposit Boxes require automatic payment from an eligible Citizens Bank account with like ownership. No insurance coverage is provided on box contents by FDIC or Citizens Bank.
At Home and
On-the-Go!
Stay connected to your account no matter where you go or what device you want to use.
Personal Checking
Simple solutions or accounts with a custom feel, we are here to meet your banking needs.
