Our Business Checking offers the right account for all businesses regardless of size or structure. We are here as your trusted advisor.
| Basic Business Checking | Regular Business Checking | Business Analysis Checking | Community Checking¹ | Business NOW² |
|---|---|---|---|---|
| $10/month maintenance fee | $14/month maintenance fee |
$14/month* maintenance fee |
$5/month
maintenance fee
|
$10/month
maintenance fee
|
| $3,000 Minimum average collected balance to avoid maintenance fee |
$10,000 Minimum average collected balance to avoid maintenance fee |
No minimum average collected balance requirement | $2,000 Minimum average collected balance to avoid maintenance fee |
$2,000 Minimum average collected balance to avoid maintenance fee |
| Non-interest bearing | Non-interest bearing |
Non-interest bearing |
Non-interest bearing |
Earns Interest Contact us for current interest rate and Annual Percentage Yield |
| 25 debit items/checks posted |
100 debit item/check posted |
$0.12
per debit item/check posted |
Unlimited transactions | $0.20 per item/check posted |
| $0.20/per item charge in excess of debit item/check posted limit |
$0.12/per item charge in excess of debit item/check posted limit |
$0.25
per deposit slip |
||
| 100 checks deposited |
200 checks deposited |
$0.07
per deposited check
|
||
| $0.07/per item charge in excess of checks deposited limit |
$0.07/per item charge in excess of checks deposited limit |
Other services may be included in the analysis |
¹Available to organizations not operated for profit but operated primarily for religious, charitable, educational, philanthropic, political or similar purposes
²Open to sole proprietors; organizations not operated for profit but operated primarily for religious, charitable, educational, philanthropic, political and other purposes; and federal, state, and local government entities
Basic Business, Regular Business, and Business Analysis accounts open to all businesses.
All checking accounts offer no fee for Notary Service, Online Banking Account Access and Bill Pay, 24 Hour Xpress Phone Banking and a Citizens Bank Check Card.
Have valuable documents or personal items you need stored in a safe place?
We offer fire-resistant bank vaults to store your items for a low annual fee based on the size of the box. Contact your nearest Branch location for more information on Safe Deposit Box availability and fees. All Safe Deposit Boxes require automatic payment from an eligible Citizens Bank account with like ownership. No insurance coverage is provided on box contents by FDIC or Citizens Bank.
Looking for Cash Management Services?
With Cash Management, Digital Banking allows you to bank from your office. Manage payroll, submit Wire Transfer Requests, create common ACH transactions, utilize Electronic Federal Tax Payment Services and monitor your outgoing checks with Positive Pay. Learn more by visiting our Digital Banking page.
Need to make deposits after banking hours?
Deposit checks from your desk without having to leave your office. Learn more about Remote Deposit Capture. We also offer Night Depository Services with no monthly fee, a low one-time setup fee of $25.00 and a $5.00 fee per key.
